User to User updatable table

Question

Hello there, my name is Ty.I'm needing to get a custom table(s) made for my users. I am not familiar enough with the coding side of form generation and database manipulation. However I do know what I want, effectively speaking. I am currently running Joomla 1.5, w/ PHP Version 5.2.17 and Mysql 5.0.51a with the relatively speaking extensions. Community Builder, Virtuemart, AlphaUserPoints.& a Vendor Suite that basically syncs the CB users with the VM vendors, so users can sell products to eachother.I'm looking to have 3 types of payment methods for users to use when buying assets, from other users:First being "Paypal", which is more or less done, I still need to work out how to track tangible assets during Pending/Shipped status's of the order. (which is not really the reason of this post)Second being "Points", which like Paypal, is pretty much already done. (also not the reason why I am posting)Third being "Mana", which is where IF X buyer is "connected" (CB friends) to X Vendor, & is "Honored" (a specific type of CB friend, definable per friend when "managing connections"), after both parties are "honored" to each other, they could use this 3rd type of payment option when purchasing stuff specifically from each other, thus rendering a credit for the vendor in the vendors table, under the associate buyers row. And vise versa (negative attribute to balance on buyers table for vendors row). Heck just explaining this is hard. But I can show you a picture that better represents the "Mana" concept, but yea why I need a DB manipulation expert via whatever means.But ultimately I would like to have these Users tables be rendered in a CB Tab called "My Mana" that shows a compiled list of all their "Honored" connections, column1 being Username, column2 being value of current balance. .....Either defined automatically based of tables being updated by scripts, or Defined by me manually via a form to update User Mana tables, that selects the Vendor via dropdown list or AJAX field, then the Buyer via dropdown list or AJAX (filtering out non honored connections types) & a text field for Purchase Order Number, and a text field for $ value to be logged/updated....more semi relative info...I am able to facilitate pay-per download, If the User spending "Paypal"(cart api) or "Points", that give sale profit to MY paypal account if paid with "Paypal", then rewards the user(vendor) with 90% of the relative value in "Point" form.  or If paid with "Points" it rewards the user(vendor) with 90% of the sales total in "Point" form, while deducting 100% of sales cost from user(buyer) "Points" total.However If the user(buyer) pays with "Mana" I want 100% of the sales cost, to be attributed to the vendors balance(s) (in a 2nd column(balance) in the associated row, ...ie the vendor*username row on the buyer*username table,... and the buyer*username_row on the vendor*username_table)No matter what the payment method, I am still needing to work out the tracking of physical assets if sold, (collecting ship to info from buyer then get to vendor, either in PO summary or email. However thats not really the steps I'm trying to accomplish at the moment.)